What is a property adjuster job?
A property adjuster job is a position that involves evaluating and assessing damages to property caused by natural disasters, accidents, or other events. Property adjusters work for insurance companies, assessing claims and determining the amount of compensation that policyholders are entitled to receive.
What do property adjusters usually do in this position?
In this position, property adjusters are responsible for conducting site inspections to assess damages, preparing reports, and negotiating settlements with policyholders. They must also maintain accurate records of their findings and communicate effectively with other professionals, including contractors, attorneys, and insurance underwriters.
Top 5 skills for this position
- Strong communication skills
- Attention to detail
- Analytical thinking
- Customer service orientation
- Negotiation skills
How to become a property adjuster specialist?
To become a property adjuster, you need a high school diploma or equivalent. You may also need to obtain a license from your state's insurance department. Additionally, most employers prefer candidates with experience in the insurance industry, construction, or a related field.
Average salary
According to the Bureau of Labor Statistics, the median annual salary for insurance appraisers, auto damage appraisers, and examiners was $67,890 as of May 2020.
Roles and types
There are several types of property adjuster jobs, including residential, commercial, and catastrophe adjusters. Residential adjusters assess damages to homes and other residential properties, while commercial adjusters focus on damage to commercial properties. Catastrophe adjusters are called in to assess damages after natural disasters, such as hurricanes, floods, and earthquakes.
Locations with the most popular jobs in the USA
The states with the highest concentration of jobs for property adjusters are Texas, Florida, California, New York, and Georgia.
What are the typical tools used?
Property adjusters typically use a variety of tools and equipment, including cameras, measuring tapes, and specialized software for estimating damages. They may also use drones to inspect hard-to-reach areas.
In conclusion
Property adjuster jobs require a combination of technical skills, analytical thinking, and strong communication abilities. They play a critical role in helping insurance companies assess and settle claims, and are in high demand in areas prone to natural disasters. With the right training and experience, a career as a property adjuster can be rewarding both professionally and financially.